Yes. Our Illinois Roofing License number is 104-017544.
Yes, we are a fully insured, licensed, and bonded roofing company and we will be happy to provide our customers with certificates of insurance.
Hail, wind, and storm damage are considered insurance losses on your homeowner’s policy. Insurance companies should pay the entire cost, less your deductible, for replacing the roof if it is damaged. The claim is also considered a natural disaster and does not count against you for future rate increases.
This depends on your insurance company and the damage we’re talking about. In some cases, the insurance adjuster can cut you a check on the spot after assessing the damage. Other times, it may not be as easy, with a lot of back and forth and delay on your reimbursement. Having a mortgage will also delay the process.
In most cases, you pay your deductible to the contractor who does the repairs.
In a hailstorm, most hail that hits your roof and house may be too small to cause any damage. However, a percentage of the hail may be large or irregularly shaped, which can cause severe damage that may not be readily apparent and may not start to leak for some time. It’s best to have your roof inspected by a state-licensed roofing contractor to determine if you need to file an insurance claim.
If you have a mortgage on your property, the mortgagee usually requires that they be named on your policy and included on the claim payment check for damage to your home. You need to contact your mortgagee to find out how to obtain their endorsement on the check. Usually, it takes 1 to 2 weeks for every check. (Two checks in total)
No. We specialize only in hail and wind damage.
Of course, this will depend mostly upon the size and difficulty of the project. But in most cases, it’s a one-day job.
That is entirely up to you. We can work on your property without you being there but we will need access to your garage and gates to ensure we can easily move around your property and get your project finished as soon as possible.
Today, shingles are compared based on the length of their manufacturer’s warranty. In general, the heavier and more durable (and more expensive) the shingle, the longer the term of the warranty. Today’s shingles offer many new “textures” than were available a few years ago. These new shingles can approximate the look of hand-split cedar shake and slate roofs. So, you have a wide variety of colors, textures, and performances to choose from. We will help you wade through all the options.
Like any building component, roofs degrade at different rates depending on a large number of factors: the quality of original construction, the level of abuse, the level of maintenance, appropriateness of design, etc. So how long should a roof last? We have seen poorly designed and installed roofs go as few as six or seven years before they failed, and we have seen old coal tar built-up roofs that were over 50 years old. Most building owners, roofing contractors, and designers feel 20 years is an acceptable service life.